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Pricing

Self-Pay Pricing and Insurance for Primary Care Services in Orange City, FL

Town Center Family Practice offers affordable self-pay pricing for primary care services. New patient visits start at $75, annual physical exams are $140, and sick visits cost $60. Our clinic provides a variety of services, including wellness exams, immunizations, and telemedicine options, all with clear and upfront pricing. Dr. Neetu Singh, MD, Dr. Luis Morales-Torres, MD, and their compassionate team are dedicated to delivering comprehensive, patient-centered care for individuals of all ages. For more information, contact us or book an appointment online. We are conveniently located at 1642 N. Volusia Ave, Orange City, FL 32763.

Self-Pay Pricing and Insurance for Primary Care Services in Orange City, FL
Self-Pay Pricing and Insurance for Primary Care Services in Orange City, FL

Table of Contents:

What are the self-pay prices for pediatric visits, sick visits, and physical examinations at Town Center Family Practice?
How much do family visits and procedures cost under the self-pay pricing, and are there additional charges?
What forms of payment are accepted for self-pay services at Town Center Family Practice?
What are the fees for missed appointments or late cancellations for self-pay patients?
Is there a price difference for out-of-network patients compared to self-pay patients at Town Center Family Practice?

Town Center Family Practice believes healthcare should be simple, accessible, and transparent, that’s why we offer clear self‑pay pricing for patients without insurance. You’ll know the cost up front for new‑patient visits, routine wellness exams, telehealth consultations, and more, so there are no surprises. With flexible payment options and a dedicated team guiding you through every step, our goal is to make high‑quality care affordable and stress‑free for every member of your family.

Get the Most Out of Your Insurance – We Make It Simple

Understanding your insurance benefits shouldn’t be a hassle, and we’re here to ensure you get the most out of your coverage with ease.

Pediatric insurances:

  • Advent Health/Health First
  • Aetna Insurance
  • Sun Health and Dental
  • Ambetter
  • Amerihealth Caritas Florida
  • Aflac Medicare Supplyment
  • American Medical & Life Ins
  • Americo Financial Life and Annuity Insurance
  • BCBC
  • Champva
  • Evernorth
  • Florida Health Care Plans
  • Sunshine Health
  • Avemed
  • Cigna
  • Florida Medicaid
  • Florida Medicare
  • Pan-america Life Insurance Co
  • Railroad Medicare
  • Thrivent ( Mcr Supplyment)
  • Unified Life Insurance Company
  • United American Ins Co
  • Empire Plan NY
  • Golden Rule – Choice Plus
  • Tricare – Humana Military
  • United Health Care
  • Humana Medicare
  • Humana Medicaid
  • Evolution Healthcare System
  • Beech Street – Multiplan Network
  • Fringe Benefit Group/Multipla
  • Health Plans Inc/Multiplan
  • Jericho Share/Multiplan Network
  • Multiplan
  • PHCS Evolutions Healthcare Systems Inc/ Multiplan
  • PHCS Innovative Health Plan/ Multiplan
  • PHCS Medishare/ Multiplan
  • PHCS Vital Care Select Elite/ Multiplan
  • PHCS /UPH/ Multiplan
  • PHCS /EBMS/ Multiplan
  • PHCS -Health New England/ Multiplan
  • PHCS -Premier Access/ Multiplan
  • PHCS -Unicare/ Multiplan
  • PHCS -Web-TPA/ Multiplan
  • Private Healthcare Systems /Multiplan
  • Unicare
  • Wellcare Health Plans
  • Umr

Family insurances:

The following is the list of insurances with which we participate. This will be updated from time to time as needed:

  • Aarp Medicare Supplement Plan
  • Sun Health and Dental
  • Evernorth
  • Simply Healthcare
  • Ambetter
  • Advent Health/Health First
  • Sunshine Health
  • Cigna Avemed
  • Aetna Better Health
  • Aetna Insurance
  • Aflac Medicare Supplyment
  • Allied Benefit Systems Inc
  • American Medical & Life Ins
  • Americo Financial Life and Annuity Insurance
  • Apwu Health Plan
  • Avemed
  • BCBS
  • Beech Street – Multiplan Network
  • Bright Health
  • Care Plus
  • Champva
  • Cigna
  • Cigna Healthsprings
  • Cigna Nacl
  • CVS
  • Devoted
  • Echo MSO
  • Empire Plan NY
  • Evolution Healthcare System
  • First Health – Aetna Network
  • Florida Health Care Plans
  • Fringe Benefit Group/Multiplan
  • Geha
  • Golden Rule – Choice Plus
  • Great West
  • Health Plans Inc/Multiplan
  • Humana Medicaid
  • Humana Medicare
  • Jericho Share/Multiplan Network
  • Florida Medicaid
  • Florida Medicare
  • Meritain
  • Multiplan
  • Neihbp
  • Oscar
  • Oxford Health Plans
  • PAN-America Life Insurance Co
  • PHCS Evolutions Healthcare Systems Inc/ Multiplan
  • PHCS Innovative Health Plan/ Multiplan
  • PHCS Medishare/ Multiplan
  • PHCS Vital Care Select Elite/ Multiplan
  • PHCS /UPH/ Multiplan
  • PHCS -EBMS/ Multiplan
  • PHCS -Health New England/ Multiplan
  • PHCS -Premier Access/ Multiplan
  • PHCS -Unicare/ Multiplan
  • PHCS -Web-TPA/ Multiplan
  • Private Healthcare Systems /Multiplan
  • Railroad Medicare
  • Sunshine Health
  • Thrivent (Mcr Supplyment)
  • Tricare – Humana Military
  • Trustmark Health Benefits (HOP)
  • Umr
  • Unicare
  • Unified Life Insurance Company
  • United American Ins Co
  • United Health Care
  • Wellcare Health Plans
  • Wellmed Medical Group

With our help, you’ll have peace of mind knowing that your insurance works seamlessly to support your healthcare needs.

Cash Pay Rates Starting from:

Pediatric Fee

Out of Network

• Missed Appointment $50.00
• Late Cancellation $50.00

Self Pay

• New Patient Visit: $75.00
• Physical Visit: $90.00
• Sick: $60.00

Out of Network

• New Patient Visit: Total Charges or Minimum of $75.00 Deposit.
• Physical Visit: Total Charges or Minimum of $75.00 Deposit.
• Sick Visit: Total Charges or Minimum of $60.00 Deposit.

Family Fee

No Shows

• Missed Appointment: $50.00
• Late Cancellation: $50.00

Self Pay

• New Patients: $140.00
• Established Patients: $90.00
• Procedures: May have an additional cost

Out of Network

• New Patients: Total Charges or Minimum of $140.00 Deposit.
• Established Patients: Total Charges or Minimum of $90.00 Deposit.
• Procedures: Cost is Determined Based on Services.

Annual physical complete examination (with or without Pap): $140.00. Additional charge unspecified charge for specimen or lab process may incur.

Comprehensive Care & Convenience

Town Center Family Practice offers easily accessible, high-quality healthcare, including Telehealth and walk-in appointments. Our dedicated team, featuring Dr. Neetu Singh, MD, and Dr. Luis Morales-Torres, MD provides personalized, family-focused care for all ages, from pediatrics to geriatrics. We cover a wide range of services, from immunizations to Chronic Care Management.

Financial Clarity & Peace of Mind

We prioritize transparent financial transactions for patients with various insurance plans and those opting for self-pay. With clear pricing and online payment options, we aim to make accessing essential primary and specialty care hassle-free and affordable. This way, you can focus on what matters most—your health and your family’s well-being.

What are the self-pay prices for pediatric visits, sick visits, and physical examinations at Town Center Family Practice?


At Town Center Family Practice, we are committed to providing transparent and affordable healthcare options. Our current self-pay rates are as follows:

• Pediatric Visit: $75
• Sick Visit for Children: $60
• Physical Examination (Pediatric): $90

These self-pay prices are available to patients who are not using health insurance and are paying out of pocket. Please note that fees are subject to change, and we encourage you to contact our office to confirm the most up-to-date pricing or if you have any questions about our services.

How much do family visits and procedures cost under the self-pay pricing, and are there additional charges?


At Town Center Family Practice, we offer transparent self-pay pricing options for patients without insurance or those who prefer to pay out-of-pocket for their healthcare services. For example, a standard primary care visit at our clinic is priced at $140 for a new patient and $90 for a follow-up visit. The cost of specific in-office procedures—such as ear lavage, wart removal, or wound suturing—will vary based on the complexity and time required, ranging from $50 to $300 or more per procedure.

Please note that our self-pay prices generally cover the basic office visit or procedure itself. Additional services, such as laboratory tests or medications administered during your visit, may incur extra charges. We strive to provide clear and upfront information about all potential fees.

If you require follow-up appointments or referrals to specialists, these will be billed separately under our self-pay system. Our team is committed to helping you understand what is included in your visit and to avoiding any unexpected expenses.

What forms of payment are accepted for self-pay services at Town Center Family Practice?


Payment Options for Self-Pay Patients at Town Center Family Practice

At Town Center Family Practice, we strive to make our self-pay services as convenient and accessible as possible. If you are utilizing our self-pay pricing, you have several flexible payment options:

Credit Cards: We accept most major credit cards, including Visa, MasterCard, American Express, and Discover.
Debit Cards: Debit card payments are welcome.
Cash: Cash payments are accepted at the time of service.
Checks: Please call our office in advance to confirm if personal checks are currently accepted.

Health Savings Account (HSA) and Flexible Spending Account (FSA) Cards: You may use your HSA or FSA card for eligible medical expenses.

If you have any questions about our accepted payment methods or would like to verify a specific option, please contact our office before your appointment. Our goal is to ensure a smooth and hassle-free experience for all self-pay patients.

What are the fees for missed appointments or late cancellations for self-pay patients?


At Town Center Family Practice, we value your time and strive to provide excellent care to all our patients. As a self-pay patient, it’s important to be aware of our policy regarding missed appointments and late cancellations. If you are unable to attend your scheduled visit, please notify our office at least 24 hours in advance.

These fees help offset the cost of the time reserved specifically for you, which often cannot be filled on short notice. Please note that our team may waive the fee for emergencies or first-time occurrences, but repeat instances may result in strict enforcement. If you have questions about cancellation or no-show charges, we encourage you to ask when booking, so you can avoid any unexpected fees.

Is there a price difference for out-of-network patients compared to self-pay patients at Town Center Family Practice?


At Town Center Family Practice, we welcome both insured and self-pay patients, and we strive to offer straightforward, transparent pricing for everyone.

Difference Between Out-of-Network and Self-Pay Patients

If you have insurance coverage from a provider that is not contracted with Town Center Family Practice (commonly referred to as “out-of-network”), your visit will typically be billed at out-of-network rates. These rates are often determined by your insurance plan and are usually higher than those for in-network services. As a result, your insurance may cover a smaller portion of the bill, and you will be responsible for the remaining balance, which can lead to higher out-of-pocket costs.

In contrast, self-pay patients—those who either do not have insurance or choose not to use their insurance—can take advantage of our discounted self-pay rates. 

Why Choose Self-Pay?

Many patients without insurance or with high-deductible plans find our self-pay pricing to be a more cost-effective option. By paying directly for services, you avoid the administrative costs and complexities associated with insurance billing. This allows us to pass along savings to you, making high-quality healthcare more accessible. For more information, contact us or book an appointment online. We are conveniently located at 1642 N. Volusia Ave, Orange City, FL 32763. We serve patients from Orange City FL, DeLand FL, Deltona FL, DeBary FL, Lake Monroe FL, Sanford FL, and surrounding areas.